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Mortgage sense

    economic development, life is more diverse, naturally have a lot of friends would encounter such problems in their daily lives, in the face of consumption of large powerless, using mortgage funding channels

    to solve the problem is still a suitable approach to mortgage that you share how to do it? Check back here with me!

    how the mortgage note are:

    1. must have collateral to loans, and the loan amount and loan interest cannot exceed the collateral valuation during 1/2;

    2. long-term and stable sources of revenue sufficient to pay the monthly principal and interest;

    3. surety;

    loan the information required:

    1. valid ID cards, co-owner of the borrower;

    2. marital status unmarried provide unmarried requirements permit, divorce required certificate of court civil mediation or divorce certificate (specify did not remarry after divorce);

    3. married to provide effective ID card, residence booklet and marriage certificate for spouse;

    4. borrower's income (half a year's salary certificate or certificates of tax payments in a row local);

    5. housing title certificate;

    6. guarantor (need to provide ID card, residence booklet, open (not) such as marriage licenses)

    will need to pay a lawyer witness fee, mortgage registration fees, mortgage insurance, property assessment, etc.

    general purpose loans down to about 1 month process:

    1. loan application to the Bank,

    2. Bank accepted, to assess the value of the mortgaged property, according to the estimate approved loan amount;

    3. Signing the loan contract;

    4. register with the real estate mortgage;

    5. loan

    This can be seen, mortgage loan procedure is relatively simple, fast loan, but the premise must be secured, if your situation meets how to explain mortgage and need a loan, You can refer to.


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